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Hurricanes bring with them heavy rains, strong winds, and the potential for devastating damage, including damage caused by flooding. During a hurricane, high-speed winds can carry objects through walls and windows of homes, tear off siding, and damage or destroy roofs. Blowing rain is a significant problem with hurricanes. This rain is bound to make…

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For many families, summer is a time for vacations, spending quality time with family and friends, and relaxation. However, it is important to keep in mind that various hazards can accompany these activities during the warm and hot months of the year. Fire damage claims Barbecues and bonfires at residential homes are common source of…

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As they say, “When it rains, it pours.” Citizens around the country are still dealing with the health and financial concerns of the novel coronavirus health crisis. Now, the hurricane season is upon us, which means residents of Florida, Alabama, Louisiana, and the Southeast need to make sure they have proper supplies if they shelter…

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Generally, standard homeowner’s insurance policies and commercial property insurance policies cover damage to civil unrest such as riots and acts of vandalism. As with all insurance policy claims, there are exceptions, which largely depend on the precise wording of the insurance policy. For example, while business property insurance does cover property damage due to civil…

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Generally, commercial insurance policies do cover damages from civil unrest unless there is a specific exclusion. Most property insurance policies for businesses specifically mention riots. In the wake of the recent protests, many companies that have suffered losses are requesting that their policies cover the damages due to looting, vandalism, riots, and civil commotions. Property…

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April, May, and June are peak tornado months. The tornadoes during these months are also generally more intense than for other months. The risk of property and business damage to tornadoes during the spring should be a concern throughout Alabama, Florida, and Louisiana. If tornadoes do strike, home and business owners need experienced insurance lawyers…

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Many stores, retail shops, and other businesses are suffering incalculable losses due to the COVID-19 pandemic. As stay-at-home orders and restrictions slowly lift, another wave of crisis has hit the nation in the form of civil unrest, protesting, and public rioting. Some businesses that were just beginning to find their footing again are now facing…

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Churches provide comfort, guidance, and hope to people across the South. Especially in hard times where people are dying and struggling to make ends meet, and where coping with confinement is extremely difficult, churches are a valuable resource for residents of Alabama, Florida, and Louisiana. During the COVID-19 pandemic, many states ordered that churches be…

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