Skip to content

Homeowners Claim

Is a Fallen Tree an Act of God?

When a tree falls down, it can easily cause a lot of damage to a person’s property. It may land on a person’s home or vehicle, causing extensive damage that would cost thousands of dollars to fix. Before determining who is responsible for the fallen tree, it is important to know if it is considered…

Read More

The Most Common Exclusions in Homeowners’ Insurance Policies

Buying a home is exciting; putting a claim in for an insurance loss is, admittedly, less so. Homeowners need to understand what the homeowner’s insurance policy does and does not cover. Many policies are named peril plans. These policies itemize what damages are covered and what events are covered. Anything that is not on the…

Read More

How Depreciation Can Affect Your Insurance Settlement Offer

The value to replace your home, contents, or any additional structures depends on what type of policy you have, and what needs to be replaced. Over time, both the structure and the contents will be subject to wear and tear. This depreciates the value of those structures and objects. Much like a new car driven…

Read More

The Importance of Appearing for an Examination Under Oath

When you are filing a claim with your insurance company due to property damage and property loss, you may need to attend an Examination Under Oath (EUO). During the examination, someone from the insurance company is going to need to ask you a series of important questions. When answering these questions, you must make sure…

Read More

What Is Typically Covered in a Homeowners’ Policy?

If you’re buying a home, you’re going to need homeowners’ insurance. It’s not always legally required by the state, but mortgage lenders mandate that you have this type of policy. Homeowners’ insurance is designed to protect you if you sustain losses and damage to your property and your belongings. Named perils vs. all risk homeowners’…

Read More
Text Us251-207-1296