What Is Misrepresentation, and How Can It Void Your Policy?

Misrepresentation involves the act of improperly answering specific questions that were on the application you initially completed to obtain an insurance policy. If a question is answered incorrectly, or if you give a false statement, the insurance company may have approved the purchase of a policy that they would have normally denied – and it…

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What Is Typically Covered in a Homeowners’ Policy?

If you’re buying a home, you’re going to need homeowners’ insurance. It’s not always legally required by the state, but mortgage lenders mandate that you have this type of policy. Homeowners’ insurance is designed to protect you if you sustain losses and damage to your property and your belongings. Named perils vs. all risk homeowners’…

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Parked Auto Property Damage Caused by a Commercial truck

My car was parked at my friend’s house. Bates Exterminating truck hit my car, tore off the bumper while backing up. They then drove to next street over and tried to cover up damage to company vehicle. A neighbor heard the crash and saw them driving away. Police report was made-insurance information was given. Now…

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Welcome to Warhurst Law

We get questions everyday from folks wondering about the intricacies of their insurance policy and the process once they need to file a claim with their insurance company whatever the circumstances may be. These are just a few of the questions we get daily and will cover more extensively in future posts. The point to…

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