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If it seems like your insurance rates go up every year, you’re right – they do. Especially if you rarely, if ever, make claims on your policy, it might feel unfair that your premiums keep increasing for what seems like no reason. However, there are a variety of factors that contribute to why your home,…

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The success of many insurance dispute cases depends on the reputation, experience, and credibility of the expert witnesses. In commercial property cases, some of the experts that our lawyers may use to help verify your claim are: Appraisers who place a replacement or fair market value on your physical structures, equipment, tools, and other company…

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Owners of individual condo units often think condos, unlike stand-alone homes, are the best of both worlds. You get to enjoy rising equity in your home as you pay off the mortgage while also getting the benefit of a homeowner’s association or condo association that handles the building and community maintenance – albeit at a…

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Owners of Florida apartment complexes, of all shapes and sizes, rely on having quality insurance. Commercial property owners need all parts of their apartment facilities to be in working order, so the rental income keeps being paid. Minor problems can escalate into major repairs. Dissatisfied tenants won’t resign their leases or recommend other tenants. Florida…

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If you own a condo or are thinking of purchasing one, you may be aware that they require a different type of insurance policy than a traditional home. Condominiums are part of a community, so the condo association picks up the insurance for the common areas of the building (sidewalks, parking lots, stairs) and your…

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Every homeowner should have homeowner’s insurance. Many homeowners should also purchase flood insurance. For most everyone, their home is the largest investment they’ll ever make. Just one flood, hurricane, tornado, fire, or storm can destroy your investment and your sense of stability if you don’t have the correct insurance coverage. According to Fox Business, homeowners…

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If you’re a homeowner, you may be familiar with official-looking letters showing up in the mail, warning you that if you don’t buy special insurance for your sewer and water lines, you may be looking at thousands and thousands of dollars in repair bills down the road. Sometimes these are called “Repair Responsibility Notices,” and…

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A tornado is much different than a hurricane, but just as (if not more) destructive. And, tornado season in the United States is gearing up soon; typically starting in the early spring and running into summer. Two areas of the country tend to experience more tornadoes than others – Tornado Alley (in the southern plains)…

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