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Generally, standard homeowner’s insurance policies and commercial property insurance policies cover damage to civil unrest such as riots and acts of vandalism. As with all insurance policy claims, there are exceptions, which largely depend on the precise wording of the insurance policy. For example, while business property insurance does cover property damage due to civil…

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Generally, commercial insurance policies do cover damages from civil unrest unless there is a specific exclusion. Most property insurance policies for businesses specifically mention riots. In the wake of the recent protests, many companies that have suffered losses are requesting that their policies cover the damages due to looting, vandalism, riots, and civil commotions. Property…

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April, May, and June are peak tornado months. The tornadoes during these months are also generally more intense than for other months. The risk of property and business damage to tornadoes during the spring should be a concern throughout Alabama, Florida, and Louisiana. If tornadoes do strike, home and business owners need experienced insurance lawyers…

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Many stores, retail shops, and other businesses are suffering incalculable losses due to the COVID-19 pandemic. As stay-at-home orders and restrictions slowly lift, another wave of crisis has hit the nation in the form of civil unrest, protesting, and public rioting. Some businesses that were just beginning to find their footing again are now facing…

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Churches provide comfort, guidance, and hope to people across the South. Especially in hard times where people are dying and struggling to make ends meet, and where coping with confinement is extremely difficult, churches are a valuable resource for residents of Alabama, Florida, and Louisiana. During the COVID-19 pandemic, many states ordered that churches be…

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Businesses that manufacture, distribute, buy, and sell products depend on an operable supply chain to market their goods. The supply chain is the network between the business and its suppliers which enables the goods to be produced and distributed. Supply chains often involve multiple entities from parts manufacturers to businesses that assemble products to warehouses…

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The novel coronavirus affected every type of business throughout the country. One business sector that was hit especially hard was the hospitality industry. Almost by definition, if people are staying in their home and not traveling, then they’re not using hotels and motels to sleep in, to conduct meetings, to entertain guests or host weddings,…

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A deposition is a formal oral discovery process. Generally, when a homeowner or business owner files an insurance claim for loss due to hurricanes, tornadoes, fire, or other damages; they will make a claim for coverage through their insurance lawyer. The lawyer will explain your rights and file the formal claim for you. After a…

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You can file a lawsuit for negligence against the manager of a real estate property in the same way you can sue the owner of any type of business. Generally speaking, with certain exceptions, filing a lawsuit for negligence against a property manager is a straightforward process. However, it is not necessarily feasible or a…

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